Funded Trading Plus Review 2027 Supported Platforms and Tools

Funded Trading Plus has an unusual selling point for a prop firm: it tries to stay out of the trader's way. No minimum trading days, no time limits, weekly payouts and a short list of restrictions have made the London company popular with experienced traders who dislike being micromanaged. This Funded Trading Plus review for 2027 looks at the programmes on offer and at the one rule that deserves the most attention.

Background

Funded Trading Plus was founded in 2021 by Simon Massey and is based in London. It is connected to an established trading education business, and it positions itself as a firm run by traders. It has funded traders in a large number of countries and built a reputation for prompt payouts and direct communication.

The firm is not a regulated broker. Its accounts are simulated, and payments to traders are made by the company on the basis of the results achieved under its terms and conditions.

Funded Trading Plus review of programmes

Account sizes run from around $5,000 to $200,000. Across the range there are no minimum trading days and no time limits: a trader who reaches the target in a single good day can move forward immediately, and one who needs three months can take them.

The trailing drawdown, explained

The one-phase and instant programmes use a relative, or trailing, maximum drawdown. The loss limit starts a fixed percentage below the opening balance and moves up as the account reaches new highs. Depending on the programme, it follows either closed balance or equity. Once the limit has trailed up to the starting balance, it stops moving, so the account can no longer fall below its original size.

This protects the firm and catches traders who are not expecting it. After a run of profits, the cushion between your balance and the limit is no bigger than it was on day one, until the limit locks. Withdrawing profits can also bring the balance closer to the threshold. Traders who prefer a fixed floor from the outset should look at the two-phase programmes, which use static limits.

Fees and profit split

Fees are one-time, starting at about $119 for the smallest one-phase account, and are refunded after a set number of payouts on evaluation programmes. Prices are somewhat higher than those of the cheapest competitors.

The profit split begins at 80% and increases as the trader scales the account, to 90% and eventually 100% at the top level. The scaling plan is aggressive: each time the account grows by a set percentage and the trader has taken a payout, the balance is increased, with a ceiling of $2.5 million.

Weekly payouts

Funded traders can request a payout as soon as they are in profit beyond a small threshold, and thereafter every seven days. There is no waiting period of several weeks before the first withdrawal on most programmes. Payouts are processed quickly, usually within a day or two, by bank transfer or crypto. Frequent access to profits is one of the firm's clearest advantages, since it reduces the amount at risk in the account at any time.

What is allowed

• News trading: permitted, including during evaluations.
• Weekend and overnight holding: permitted on most programmes.
• Expert advisors and trade copiers: permitted, provided the strategy is the trader's own and does not exploit the simulated environment.
• Scalping and hedging: permitted within an account.

Prohibited practices are the usual ones: arbitrage, high-frequency strategies that depend on latency, account sharing, and coordinated trading across different users. There is also a requirement on some programmes to use a stop-loss or to stay within a maximum risk per position. Compared with most competitors, the list of restrictions is short.

Platforms and instruments in 2027

Traders can choose from several platforms, including MetaTrader 5, cTrader, Match-Trader and DXtrade, subject to availability in their country. Instruments include forex pairs, indices, gold and other metals, oil and crypto CFDs. Leverage is up to 1:30 on most programmes, which is lower than the 1:100 offered by many rivals. For traders who size positions by risk rather than by margin this is rarely a constraint, but it will limit very large positions on small accounts.

Support and community

Customer support is available by live chat and email, seven days a week, and the firm's leadership is visibly active in its community channels. The ability to get a straight answer on whether a particular method is acceptable is something traders mention often in reviews.

Is the higher price worth it?

A challenge here costs more than at the discount firms. What you receive in exchange is freedom from minimum days and time limits, permission to trade news and hold over weekends, and weekly withdrawals. For a trader whose strategy is restricted elsewhere, that is worth paying for. For someone who trades a plain intraday system that fits any rulebook, a cheaper firm may be adequate.

Pros and cons

Who is Funded Trading Plus best for?

Funded Trading Plus suits experienced traders who want few restrictions, particularly news traders, swing traders and those running their own algorithms, and who value frequent payouts. Beginners unfamiliar with trailing drawdown, and traders who need high leverage, may be better served by another firm.

Frequently asked questions

Risk warning: evaluation fees are at risk and most traders do not reach a payout. This Funded Trading Plus review is not investment advice.