The 20% Forex Trading Credit Bonus at Ultima Markets is a promotion that adds credit to your trading account on top of your own deposit, giving you more capital to trade with. It can be an attractive starting point for new traders, but the headline percentage only tells part of the story. Bonus credit comes with trading volume requirements, withdrawal rules and other conditions that determine how much of the offer you can actually use. This guide explains how the offer works, how to claim it, and what to check before you accept it.
How the 20% Forex Trading Credit Bonus Works
The mechanism is simple. When you deposit money, Ultima Markets adds a credit equal to 20% of your deposit to your trading account. For example, a $1,000 deposit would receive an extra $200, giving you a total of $1,200 available for trading. The credit increases your trading capital, but it does not change the amount you have put in yourself.
The offer is described as available to new clients. Whether a particular account type, instrument or deposit method qualifies should be confirmed on the broker's offer page before you deposit, because eligibility rules are often more detailed than the headline suggests.
Step-by-Step: How to Claim the 20% Bonus
Based on the offer description, the process generally follows these stages. Always check the exact order of steps on the Ultima Markets website, since timing matters for some bonuses.
- Create a new client account. The offer is aimed at new customers, so registration comes first.
- Activate the credit bonus. Opt in through the credit bonus form on the broker's site. Confirm whether this must be done before or after your deposit.
- Make your deposit. The 20% credit is calculated on the amount you deposit.
- Trade to meet the minimum trading volume. The requirement must be satisfied before bonus-related withdrawals are possible.
- Review withdrawal rules. Check how bonus funds and profits are treated before requesting any withdrawal.
Existing Customers and the 10% Follow-Up Bonus
The offer description also mentions that existing customers can opt in to the credit bonus form and receive an additional 10% bonus for later use. The details of this follow-up credit, including how often it applies and what conditions it carries, are not fully described in the material available, so check the current terms on the broker's website before relying on it.
Conditions to Check Before You Claim
Bonus terms are where most traders get caught out. Before you activate any credit, review the following points carefully:
- Minimum trading volume: Find out how much you must trade, over what period, and whether all instruments count toward it.
- Withdrawal treatment: Confirm whether bonus credit and profits generated with it can be withdrawn, and in what order the balance is released.
- Expiry or time limits: Check whether the credit or the volume requirement has a deadline.
- Eligible accounts and instruments: Some offers apply only to specific account types or products.
- Deposit methods: Confirm which payment methods qualify for the credit.
- Account closure or inactivity rules: Understand what happens to bonus credit if you close the account early.
Read the full terms and conditions on the Ultima Markets website. Any summary on a third-party page, including this one, is a guide and cannot replace the broker's official wording.
Understanding the Trading Volume Requirement
The minimum trading volume is the condition that matters most, because it determines how long you need to trade before the bonus becomes fully usable. Volume is usually measured in lots, and the same requirement can be met quickly with larger positions or slowly with smaller ones. Before you claim, estimate how much you would need to trade to meet the requirement, and ask whether that level of activity fits your strategy and risk tolerance. If it does not, the bonus may cost you more than it gives.
Bonus Credit vs. Depositing Without a Bonus
The table below compares the two approaches using the $1,000 example from the offer. It is a simplified illustration, not a statement of the broker's actual withdrawal rules.
| Factor | Deposit only | Deposit with 20% credit bonus |
|---|---|---|
| Your own deposit | $1,000 | $1,000 | Bonus credit | None | $200 (20%) |
| Total trading capital | $1,000 | $1,200 |
| Withdrawal conditions | Standard account rules | Subject to minimum trading volume and bonus terms |
| Exposure to losses | Full account balance | Full account balance, including bonus credit |
The key point is the last row. Bonus credit increases the size of positions you can open, which means it also increases the amount you can lose.
Risks and Limitations to Keep in Mind
An earlier version of this offer description called the bonus risk-free. That is not an accurate way to describe it. The credit does not protect you from losses, and it can make losses larger because it adds to the capital you trade with. Conditions attached to the bonus may also limit when or how you can withdraw funds. Trading leveraged products involves a real risk of losing money, and you should only trade with funds you can afford to lose.
If you are comparing offers, look beyond the percentage. A larger bonus with tighter conditions may be less useful than a smaller one with clear, achievable terms. Our forex brokers comparison page can help you assess broker conditions side by side, and our deposit bonus section covers other offers of this type.
Broker Snapshot: Capital (a Separate Broker)
The material used for this article also included details about a broker called Capital. These details do not describe Ultima Markets, and they should not be assumed to apply to the Ultima Markets bonus. They are included here for reference only:
- Broker type: Market Maker, established in 2016
- Regulators: CySEC (Cyprus), FCA (UK), FSA (Seychelles), ASIC (Australia)
- Minimum deposit: $20 by credit/debit card, Apple Pay or PayPal; $250 by bank transfer
- Maximum leverage: 1:30 under FCA, CySEC and ASIC rules
- Spreads: From 0.1 pips in normal market conditions
- Platforms: Mobile apps, web platform, MetaTrader 4 (CySEC/ASIC), TradingView
For a broader view of broker options, see our forex brokers review hub.
Key Takeaways
- The 20% credit adds to your trading capital. A $1,000 deposit would receive $200 in credit, for $1,200 in total.
- The offer is described as available to new clients, with a separate 10% follow-up bonus mentioned for existing customers.
- Withdrawal of bonus funds and profits depends on meeting the minimum trading volume and following the broker's rules.
- Bonus credit increases both potential gains and potential losses. It is not risk-free.
- Always read the full terms and conditions on the Ultima Markets website before you claim.
FAQ
Is the 20% Forex Trading Credit Bonus at Ultima Markets available to existing clients?
The offer is described as aimed at new clients. Existing customers may be able to opt in to a separate 10% bonus for later use, but the details should be checked on the broker's website.
How much bonus would I receive on a $1,000 deposit?
At 20%, a $1,000 deposit would receive $200 in credit, giving you $1,200 in total trading capital. Final amounts depend on the current terms of the offer.
Can I withdraw bonus funds and profits?
According to the offer description, bonus funds and profits can be withdrawn once the minimum trading volume requirement is met. Check the full withdrawal rules on the broker's website before you trade.
Is the credit bonus risk-free?
No. The bonus adds to the capital you trade with, which can increase both gains and losses. Trading involves risk, and you should only trade with money you can afford to lose.
Where can I find the full terms of the bonus?
The complete terms and conditions are published on the Ultima Markets website. Review them before opening an account or activating the credit.