Your Trading with HF Markets 100% Top-up Forex Bonus is a promotion that adds a bonus to a qualifying transfer, so that a trader can work with more capital in a designated trading account. The headline offer is a 100% top-up, but the actual bonus depends on the percentage set for each specific program at the time of transfer, and the bonus is subject to conditions that go well beyond the headline. This guide explains how the offer works, who can claim it, the restrictions that apply, and what to check before you commit funds.
How the HF Markets 100% Top-up Bonus Works
A top-up bonus is linked to a transfer. When you move funds into the designated Top-up Bonus account, the broker calculates a bonus based on the percentage of the transferred amount that applies to that program on the day of the transfer. The bonus is credited to that account and can be used for trading under the rules in the terms.
The feature summary for this offer lists four points: it is accessible upon initial deposit, the earnings can be withdrawn, it is open to all customers, and it is automatically implemented. Read these alongside the full terms, because the terms add important limits. In particular, the terms state that the Top-up Bonus itself cannot be withdrawn in any circumstance. The statement that earnings can be withdrawn should be checked against the terms to confirm how profits generated while trading with the bonus are treated.
Key points at a glance
- The bonus is a percentage of the transferred amount, set per program at the time of transfer.
- The bonus can only be applied to the designated Top-up Bonus account.
- The bonus itself cannot be withdrawn, according to the stated terms.
- If the bonus calculated would be less than 0.01 USD, the bonus given is 0 USD.
Who Is Eligible for the Top-up Bonus
Eligibility is one of the first things to check, because the terms limit the offer to certain clients. Based on the published conditions, the Top-up Bonus can only be claimed by Approved and Partially-Approved Clients. You also need a verified phone number before you can qualify.
If you are still in the account verification process, complete it before making your transfer. A transfer made before your account status allows you to claim the bonus may not qualify, and the terms do not suggest a way to backdate eligibility.
Step-by-Step: How to Claim the Bonus
The exact steps depend on the broker's platform and the program running at the time, so always confirm them in your client area. In general, the process follows this sequence:
- Open or log in to your HF Markets account and confirm that your account status is Approved or Partially-Approved.
- Verify your phone number if you have not done so already.
- Check whether the Top-up Bonus program is currently active and whether it is a limited-time promotion.
- Confirm which account is the designated Top-up Bonus account, since the bonus cannot be applied to other accounts.
- Make your transfer. If the promotion is limited to the initial transfer to the Top-up Bonus account, only that first transfer will qualify.
- Check the bonus credited to your account and note the percentage that applied.
Trading Restrictions to Know Before You Start
A bonus account often has rules that differ from a standard live account, so it is worth knowing them before you open a position. The terms set out several specific restrictions and permissions:
| Feature | What the terms say |
|---|---|
| Bonus account | Bonus can only be applied to the designated Top-up Bonus account |
| DMA and ETF products | Not available on an eligible MT5 and/or MT4 account where the bonus is applied |
| Stop Loss | Can be used with the Top-up Bonus without restrictions for trading purposes |
| Margin | The Margin feature can be used with the Top-up Bonus |
| Withdrawal of bonus | Not possible in any circumstance |
| Minimum bonus | If the calculated bonus is less than 0.01 USD, 0 USD is provided |
| Promotion duration | If run as a limited-time promotion, applies only to the initial transfer to the Top-up Bonus account |
The restriction on DMA and ETF products is significant. If your strategy relies on these instruments, a bonus account on that same MT4 or MT5 setup may not be suitable, and you should consider a separate standard account for those trades.
Conditions to Check Before You Deposit
Bonus offers are easy to misread, so focus on the conditions that actually determine what you can do with the money. Three areas deserve particular attention.
Withdrawal rules
The terms state that the Top-up Bonus cannot be withdrawn. This means the bonus is a trading credit rather than cash you can take out. Before depositing, confirm how any profits are handled and whether your own deposited funds can be withdrawn under the standard withdrawal policy.
Variable bonus size
The headline states 100%, but the terms say the bonus amount varies depending on the percentage for each specific program at the time of transfer. Do not assume the same percentage applies every time. Check the current program before transferring.
Regulatory information
The terms state that this offer is available for clients registered with the Financial Services Authority in St. Vincent & the Grenadines under registration number 22747 IBC 2015. Verify the registration details on the broker's website and make sure they match what you are signing up under.
Who Might Find This Offer Useful
A top-up bonus can suit traders who already plan to deposit and trade on a standard MT4 or MT5 account, use Stop Loss orders and Margin as part of their approach, and understand that the bonus cannot be withdrawn. It is less suitable for traders who want to use DMA or ETF products on the same account, or who expect to cash out the bonus itself.
If you are comparing options, you may also want to look at our guides on deposit bonuses and forex broker reviews, which explain how different promotions and broker conditions compare. For a wider view of available brokers, see our best brokers list.
Key Takeaways
Your Trading with HF Markets 100% Top-up Forex Bonus can add capital to a designated trading account, but it comes with specific conditions. Only Approved and Partially-Approved clients with a verified phone number can claim it. The bonus can only be used on the designated account, cannot be withdrawn, and may not be available on DMA and ETF products for that account. The bonus percentage depends on the program running at the time of transfer, so check it before you deposit. Always read the full terms and conditions on the broker's website, since they set out the rules that apply to your account.
Trading involves risk, and you can lose money, including more than a bonus adds to your account. Trade only with funds you can afford to lose.
FAQ
Can I withdraw the HF Markets Top-up Bonus?
According to the stated terms, the Top-up Bonus cannot be withdrawn in any circumstance. Check the full terms to confirm how profits are treated.
Who is eligible for the Top-up Bonus?
The terms limit eligibility to Approved and Partially-Approved Clients, and the client must have a verified phone number.
Can I use the bonus on any account?
No. The bonus can only be applied to the designated Top-up Bonus account, and the terms restrict DMA and ETF products on an eligible MT4 or MT5 account where the bonus is applied.
Is the bonus always 100%?
The headline offer is 100%, but the terms state the bonus varies depending on the percentage set for each specific program at the time of transfer.
What happens if my bonus is very small?
If the bonus calculated from your transfer is less than 0.01 USD, the bonus provided is 0 USD.